Here are 9 of our most popular loan programs. Click on any of them to learn more details or simply call for more details.
A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment or mortgage insurance (PMI)
The 1% Down Conventional Loan program helps first-time homebuyers with good credit purchase a home with only a 1% down payment. The lender then grants the borrower 2% of the purchase price up to $7,000. Borrowers must meet 80% Area Median Income limits.
DPA Advantage is an FHA loan program offering a silent second mortgage for the 3.5% minimum down payment. No interest or payments on the second and fully forgiven after 36 on time payments. While interest rates are slightly higher, it’s ideal for buyers with limited savings and flexible credit needs.
The FHA 203K loan finances both the purchase and renovation of a home, completed by a licensed contractor under HUD supervision. Ideal for buyers ready to manage renovations to create their dream home in a preferred location.
The ITIN 85 program allows homebuyers with an Individual Taxpayer Identification Number (ITIN) to purchase a home without a Social Security Number. Qualified borrowers can finance up to 85% of the purchase price, with no PMI and flexible credit options.
An FHA Streamline Refinance lowers interest rates with minimal fees, like no new appraisal. Designed only to reduce rates, with limited cash-out, it’s a quick, easy way to lower monthly payments for FHA borrowers.
The No Score Conventional Loan helps credit-invisible buyers qualify for a home using documented alternative credit like rent, utilities, or insurance payments. With up to 90% LTV and traditional AUS approval, this option is perfect for well-qualified borrowers who lack a credit score but have strong income and asset stability.
We’ve been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 181106
Personal NMLS: 1599243
OH RM.804600.000
Ron Pero
81 E Mill St., Suite 300
Gahanna, OH 43230
Barrett Financial Group, L.L.C.
2701 East Insightway, Suite 150
Chandler, AZ 85286
Ronald Alvin Pero | NMLS #1599243 | Barrett Financial Group, L.L.C. | NMLS #181106
2701 East Insightway, Suite 150, Chandler, AZ 85286 | OH RM.804600.000 |
Equal Housing Opportunity This is not a commitment to lend. All loans are subject to credit approval. | NMLS Consumer Access Visit Barrett Financial Group’s Website
