For a borrower with a solid work history and strong savings, but who doesn’t use traditional credit—such as car loans or credit cards—this alternative can still make it possible to qualify for a conforming loan with competitive rates and fees.
If we can show on-time rent payments—via bank statements or a rent verification—and one other monthly liability paid for at least 12 months, these can be added to the credit report to build “alternative credit
Not every lender knows exactly how to use this program. Many times a no score borrower will simply be denied.
At Barrett Financial, We have the experience and know how for these kinds of loans. With this approach we have the tools to say yes when others say no.
Prefer a personal connection? Call or visit our physical office to work directly with our experienced team, not a call center. With our technology and expertise, we makethe process fast, easy, and efficient—often wrapping up the process in just a couple of weeks.
We’ve been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 181106
Personal NMLS: 1599243
OH RM.804600.000
Ron Pero
81 E Mill St., Suite 300
Gahanna, OH 43230
Barrett Financial Group, L.L.C.
2701 East Insightway, Suite 150
Chandler, AZ 85286
Ronald Alvin Pero | NMLS #1599243 | Barrett Financial Group, L.L.C. | NMLS #181106
2701 East Insightway, Suite 150, Chandler, AZ 85286 | OH RM.804600.000 |
Equal Housing Opportunity This is not a commitment to lend. All loans are subject to credit approval. | NMLS Consumer Access Visit Barrett Financial Group’s Website
